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Tucson Auto Insurance
These days, many insurance companies deal with customers by mail, phone or over the internet. Advertising abounds for "lowest rates" or "minimum coverages". But are you really getting the coverage you need. And what about claim service? Who can you call if you have questions about your insurance? As your Tucson area s Insurance agent, my job is to work with you to identify your needs and find the best possible coverage at an affordable cost.
My commitment to you is to be there to assist you quickly and personally. In the event of a catastrophe or a claims situation, I can guide you through the process and make it as painless as possible.
As your Tucson insurance professional, I can also package your auto insurance with your home owners insurance or renters insurance to offer further discounts.
What coverages do I need?
In case you're involved in an accident, auto insurance provides financial protection for you and your family. It pays for the damage and injuries caused by the accident and for repairing or replacing your vehicle if it is damaged or stolen.
State Requirements
In Arizona, you are required to carry auto liability insurance (or post a bond) and provide proof of insurance before you can license your vehicle or renew your driver's license. If you are caught driving without insurance, you may have to pay a large fine and have your driver's license suspended.
Arizona require drivers to carry minimum liability coverage. In many cases, the required minimum coverage may not be enough to pay for all the damages that result from an accident and the driver will have to pay the additional expenses out of pocket. The mininum liability coverage in Arizona is 15,000 per person bodily injury with $30,000 per accident and $10,000 property damage. Why might you need more than the minimum? Click here.
Types of Auto Insurance Coverages
There are many different types of auto
insurance coverages for you to choose from. As your Tucson area insurance
agent, I can work with you to decide what coverage combinations provide
the best protection at a price that fits your budget.
Collision - Pays damages to your own vehicle.
Comprehensive - Pays for losses from fire, theft, storm,
etc.
Deductible - The amount of a covered loss you agree
to pay.
Bodily Injury - Pays for injury to others when you
are at fault.
Property Damage - Pays for property damage when you
are at fault.
Medical Payments- Pays for your own or your passenger's
medical expenses.
Uninsured/Underinsured Motorist - Coverage for you
if other driver is not insured or is underinsured.
In addition to basic auto insurance, consider these optional services to provide added protection for your vehicle:
Emergency roadside assistance
and towing service
Windshield glass repair service
Car rental reimbursement
For a review of your current auto insurance or to request a quote, click here to complete the request form or simply call me at the numbers below. Along with your auto insurance review, I will send you a copy of my "Survivors Checklist", a checklist of everything your family needs to know in the event of your death.