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Building(s)
* including:
All garages, storage buildings and completed additions to the business
Permanently installed fixtures, machinery and equipment
Materials and supplies for construction or repair of the building
Business personal property used for the maintenance and service
of the building including:
-fire extinguishing equipment
-floor coverings
-drapes and appliances
Tenant improvements and betterments
Outdoor furniture
* Available if you own the building or your lease
agreement
requires you to insure it.
Business Personal Property
Personal property
Personal property of others
Accounts receivable
Valuable papers and records
Seasonal automatic increase
Outdoor trees, shrubs and plants
Newly acquired business personal property
Consequential loss
Replacement cost
Debris removal
Food spoilage
Emergency removal
Damage to building(s) from theft, burglary or robbery
Off-premise personal property
Optional Property coverage's
Loss of earnings/business income
Outdoor signs
Building glass
Deductible buy-back on glass/sign coverage
Business Liability coverage's
Products and completed operations
Personal and advertising injury
Employer's non-ownership
Broad form property damage
Contractual liability
Employees as names insured
Supplementary payments
Fire legal liability
Medical payments to others
Parking area liability
Optional Liability coverage's
Liquor liability
Additional names insured
Employment practices liability
Employee benefits liability
Employers liability (stopgap)
Comprehensive Crime coverage's
Broad form money and securities - inside
Broad form money and securities - outside
Depositor's forgery
Employee medical payments coverage (due to crime)
Optional Crime coverage
Employee dishonesty
Optional Auto coverage's
Hired, non-hired auto coverage
Owned auto
Garage-keepers, valet (except Va.)
Additional coverage's
Food-born illness — business income
Fine arts
Building ordinance
Contamination shut down
Earthquake coverage (in states where available)
Earthquake sprinkler leakage
Umbrella coverage
Equipment breakdown
Workers' Compensation (required if there are any employees on staff)
Back-up of sewers and drains
The statements of coverage shown here are
brief summaries and do not show policy exclusions. The policy should
be read for your actual coverage's and exclusions.
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