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Primary Coverage
Package for manufacturers includes:
Accounts Receivable
Back-up of sewers or drains (optional)
Building
Claims expense
Computer equipment
Crime conviction reward
Debris removal
Employee dishonesty
Fire department service charge
Fire extinguisher recharge
Forgery and alteration
Increased cost of construction
Lock replacement coverage
Money and securities — inside/outside
Money orders and counterfeit paper currency
Newly acquired buildings
Newly acquired business, personal property
Outdoor signs
Personal property off-premises
Pollutant clean-up
Preservation of property
Seasonal automatic increase - BPP
Spoilage/temperature change, optional
Tenants glass, optional
Trees, shrubs and plants
Valuable papers and records
Premier Package for manufacturers
Provides the same coverage with higher limits plus these extra coverage's:
Brands and labels
Business income
Customer property at replacement costs
Equipment breakdown
Theft, patterns and dies
Theft, bullion and precious metals
Utility services — time element
Liability coverage's*
Products/completed operations
Personal injury liability
Advertising liability
Broad form property damage
Contractual liability
Employees as additional insured
Fire legal liability available
Medical payments
* Per occurrence limit-- $500,000 to $1,000,000
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